Multi-Payout Instant - details
Multi-Payout Instant
Multi-Payout Instant is a fully automated payment solution for corporate customers with the need to send and process multiple SEPA instant transactions. The service reduces manual workload and speeds up processes by enabling execution of pre-confirmed multiple payments in one API request, supported by real-time status responses. Multi-Payout Instant improves the process and provides full transparency and automation with a real-time experience. For further information about the service or the preconditions for onboarding to Multi-Payout Instant, please reach out to us via a ticket.
Production access to Multi-Payout Instant
The service is available in Finland and to use Multi-Payout Instant in production, you need an active Corporate Cash Management agreement (CCM) with the Corporate Access File Transfer (CAF) service and the Corporate Access Payable (CAP) service. If you already have CCM/CAF/CAP, or have appointed a vendor that has CCM/CAF in use, you use the PKI 509 SignerID certificate with Preconfirm authorisation to sign the API calls in Multi-Payout Instant.
Supported services in Developer Portal Sandbox
Developer portal supports the Finnish Access File Transfer (CAF) service and the Corporate Access Payable (CAP) service. Additionally, new functionalities available in sandbox only are:
- Confirmation flow for Corporate Access Payable (CAP)
- Support for Nordea Web Services with Corporate Payments Service (CPS)
Changes from the previous version
This is the change log of the Multi-Payout Instant API, allowing vendors to initiate Batch Instant SEPA Payments for Nordea Corporate customers. The top most item is the latest change and the API changes described in it are relative to the version directly below. The current version of the API is 1.3.
Version 1.3
- Added support for Nordea Web Service Company-based and User-based Corporate Customers in Finland (Sandbox only!)
- Added support for manual payment confirmation in CCM Agreement (Sandbox only!)
Version 1.2
Updated request examples and postman collection.
Version 1.1
Uniqueness validation of identifiers has been added. Service will now check for duplicates of MsgId, PmntId and EndToEndId.
Version 1.0
We have implemented the API in a first draft version in Sandbox. The business logic behind aims to simulate a real time experience and create responses close to how we plan to implement the service in production.
Payment Flow
Multi-Payout Instant contains the following endpoints:
| # | Endpoint | Supported HTTP Methods | Description |
|---|---|---|---|
| 1 | corporate/premium/v1/multi-payout-instant | POST | Send the pain.001.001.09 instant batch to Nordea |
| 2 | corporate/premium/v1/multi-payout-instant/report/:batch_identification | GET | Fetch batch/payment/transaction status. :batch_identification path variable is MsgId from Group Header provided in pain.002 response |
| 3 | corporate/premium/v1/multi-payout-instant/:batch_identification/confirm | PUT | Confirm payments. :batch_identification path variable is MsgId from Group Header provided in pain.002 response |
More details can be found further down in this documentation.
POST Create Batch endpoint
Send the pain.001.001.09 instant batch to Nordea. corporate/premium/v1/multi-payout-instant
Specification: Create Batch.
Request definition:
As generic guidance of how to deliver a proper payment request towards Multi-Payout Instant API, Nordea MIG for CAP (version 2019, pain.001) can be used: https://www.nordea.com/en/en/our-services/cash-management/corporate-access-documents
Please note that Nordea MIG is describing all supported payment types and countries. Please verify what data needs to be sent specifically for Instant SEPA payment. Multi-Payout Instant API contains series of validations, which ensure that data received is valid and can be processed further.
Table below contains additional details that help define proper request:
| Message Item | Notes |
|---|---|
<GrpHdr><InitgPty><Id><OrgId><Othr><Id> | Required only when Agreement-Type = CCM is used. SignerId from CAF Service |
<PmtInf><Dbtr><Id><OrgId><Othr><Id> | Required. Customers CCM Agreement number (for CCM agreement type) or CPS Service Id (for WS agreement type). Only one agreement number/service id is allowed within the batch |
<PmtInf><CdtTrfTxInf><RmtInf> | Either structured or unstructured remittance information must be provided |
<PmtInf><CdtTrfTxInf><RmtInf><Strd> | Multiple <Strd> elements are allowed. Single <Strd> element can contain maximum of 140 characters |
<PmtInf><PmtTpInf><CtgyPurp> | Only SUPP (Supplier Payment) is allowed |
<PmtInf><PmtTpInf><LclInstrm><Cd> | Only INST (Instant Credit Transfer) is allowed |
<PmtInf><PmtTpInf><ReqdExctnDt> | Only Dt is allowed. Only present date is allowed |
<GrpHdr><MsgId> | Only alphanumerical characters are allowed. Special characters ex. ”_” are forbidden |
<PmtInf><PmtInfId> | Only alphanumerical characters are allowed. Special characters ex. ”_” are forbidden |
<CdtTrfTxInf><PmtId><InstrId> | Only alphanumerical characters are allowed. Special characters ex. ”_” are forbidden |
<CdtTrfTxInf><PmtId><EndToEndId> | Only alphanumerical characters are allowed. Special characters ex. ”_” are forbidden |
Note: Maximum number of transactions in one request is 500.
Note: In Sandbox, uniqueness validation of identifiers (MsgId, PmntId, EndToEndId) is set only for 1 day for testing purposes.
For POST create batch request, apart from standard authorization headers (X-IBM-Client-Id, X-IBM-Client-Secret, Digest, Signature, X-Nordea-Originating-Date, X-Nordea-Originating-Host), also following headers are used:
| Header | Description for Sandbox API | Description for Production API |
|---|---|---|
| Agreement-Type | Used to define if authorization should be performed against Web Service agreement (‘WS’) or Corporate Access CCM agreement (‘CCM’). Optional. Values accepted: WS, CCM. If header is not provided, default value CCM will be used | Not available in Production API |
| Agreement-Number | Web Service agreement number. Optional. Must be used only when WS agreement type is specified. In Sandbox, Agreement-Number is not validated. Any value can be used | Not available in Production API |
| Logon-Id | Logon Id from Web Service agreement. Optional. Must be used only when WS agreement type is specified. In Sandbox, Logon-Id is not validated. Any value can be used | Not available in Production API |
| Confirmation-Method | Special header only for Sandbox. Mimic Signer Id confirmation rights in order to ‘experience’ production flow. Batch can be executed as preconfirmed or with manual user confirmation. Optional. Available values: preconfirmed, manual_confirmation. If header is not provided, default value preconfirmed will be used | Not available in Production API |
Statuses:
Multi-Payout Instant API responses and reports are described in MIG for pain.002 (same link as above). Please note that Multi-Payout Instant API supports different statuses than described in MIG. Statuses that can be returned by the service are described in table below:
| Status | Description |
|---|---|
| ACTC | Applicable only for Group (A) level. Syntactical and semantic validation are successful |
| ACCP | Payment or Transaction is accepted by Multi-Payout Instant API and is passed to back office for further execution |
| ACSC | Payment or Transaction is executed |
| RJCT | Group, Payment or Transaction is rejected |
| PART | Applicable only for Payment (B) level. Payment contains transactions that are both accepted, executed and rejected |
| PDNG | Only in Sandbox. Payment or Transaction is pending confirmation process. Required action is described in AddtlInf element (ex. Pending user authentication or second user confirmation required) |
GET report endpoint
Fetch batch/payment/transaction status corporate/premium/v1/multi-payout-instant/report/:batch_identification
Specification: Get Report.
Query parameters for GET endpoint:
| Query Parameter | Description |
|---|---|
| payment_information_identification | Return only specified Payment Information Identification sent in pain.001.001.09 in PaymentInformationIdentification <PmtInfId> |
| end_to_end_identification | Return only specified End-To-End Identification sent in pain.001.001.09 in EndToEndIdentification <PmtInfId> need to be provided |
When no query parameters are provided, service will return pain.002 with all payments and transactions. Statuses returned in GET report endpoint are same as for POST create batch request described in table above.
Note! It is strongly recommended not to query GET report endpoint more often than once every 30 seconds.
Note! When calling GET report endpoint, the same Client-Id and Certificate as used at POST request must be provided.
PUT confirm payment endpoint (Sandbox only)
Confirm payments. corporate/premium/v1/multi-payout-instant/:batch_identification/confirm
Specification: Confirm Payments.
Basic confirmation flow:
Note: Manual payment confirmation is available only for ‘CCM’ agreement type. In Sandbox, manual confirmation process will be triggered when ‘Confirmation-Header’ = ‘manual_confirmation’ was defined in POST create batch request
Request definition:
| Property | Type | Description |
|---|---|---|
| Confirmation-Rights | Header | Special header only for Sandbox. Mimic user confirmation rights. Available values: ‘confirm_alone’, ‘two_together’, ‘two_groups_together’. When ‘two_together’ or ‘two_groups_together’ confirmation rights are defined, confirm endpoint needs to be called again, representing second user confirming. Header is optional, when not provided service will process request as if ‘confirm_alone’ was defined |
| AgreementNumber | Request body | CCM Agreement number. Must be the same agreement number as used for POST create batch request. Not validated in Sandbox |
| AuthorizerId | Request body | Corporate Netbank user Logon Id. User must be linked to Signer Id which was used for POST create batch request. Not validated in Sandbox |
| PaymentInformationId | Request body | Provide if only specified Payment Information Identification sent in pain.001.001.09 in PaymentInformationIdentification |
Note: In Sandbox only, there is a special header to mimic user confirmation rights. When ‘two_together’ or ‘two_groups_together’ confirmation rights are defined, second confirm endpoint needs to be called again, representing second user confirming. Header is optional, when not provided service will process request as if ‘confirm_alone’ was defined:
Confirmation-Rights: 'confirm_alone' or 'two_together' or 'two_groups_together'Multi-Payout Instant examples
Example postman collection for Multi-Payout Instant can be downloaded here.
Note: Agreement type ‘WS’ (Web Service) is currently supported in Sandbox only.
Initiate Multi-Payout Instant
In this example, we initiate a new batch of multiple payments.
This endpoint URL has the following form:
https://api.nordeaopenbanking.com/corporate/premium/v1/multi-payout-instantWhen agreement type ‘WS’ (Web Service) is used, the following headers must be sent:
Content-Type: application/xml
X-IBM-Client-Id: {client_id}
X-IBM-Client-Secret: {client_secret}
Digest: {digest}
Signature: {signature}
X-Nordea-Originating-Date: {date}
X-Nordea-Originating-Host: {host}
Agreement-Type: 'WS'
Agreement-Number: {ws_agreement_number}
Logon-Id: {ws_logon_id}Note: Agreement-Type header works currently in sandbox only.
Note: In Sandbox only, Agreement-Number is not validated. Any value can be used.
Note: In Sandbox only, Logon-Id is not validated. Any value can be used.
When agreement type ‘CCM’ (Corporate Access CCM) is used, the following headers must be sent:
Content-Type: application/xml
X-IBM-Client-Id: {client_id}
X-IBM-Client-Secret: {client_secret}
Digest: {digest}
Signature: {signature}
X-Nordea-Originating-Date: {date}
X-Nordea-Originating-Host: {host}
Agreement-Type: 'CCM'Note: As stated earlier in this documentation, for CCM agreement type, Signer Id and Agreement Number must be provided in request body.
Note: In Sandbox only, there is a special header to mimic Signer Id confirmation rights in order to ‘experience’ production flow. Header is optional, when not provided service will process request as if ‘preconfirmed’ was defined:
Confirmation-Method: 'preconfirmed' or 'manual_confirmation'This endpoint supports POST HTTP Method. Here used to create a new batch of multiple payments.
<?xml version="1.0" encoding="UTF-8"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09">
<CstmrCdtTrfInitn>
<GrpHdr>
<MsgId>c9b3c42a1dfac6134f03</MsgId>
<CreDtTm>2025-09-09T08:35:51.833274</CreDtTm>
<NbOfTxs>4</NbOfTxs>
<CtrlSum>20.0</CtrlSum>
<InitgPty>
<Id>
<OrgId>
<Othr>
<Id>123456894</Id>
<SchmeNm>
<Cd>CUST</Cd>
</SchmeNm>
</Othr>
</OrgId>
</Id>
</InitgPty>
</GrpHdr>
<PmtInf>
<PmtInfId>0cd98fd7b9703a68467d</PmtInfId>
<PmtMtd>TRF</PmtMtd>
<CtrlSum>13.0</CtrlSum>
<PmtTpInf>
<SvcLvl>
<Cd>SEPA</Cd>
</SvcLvl>
<LclInstrm>
<Cd>INST</Cd>
</LclInstrm>
</PmtTpInf>
<ReqdExctnDt>
<Dt>2025-09-09</Dt>
</ReqdExctnDt>
<Dbtr>
<Nm>Debtor Name</Nm>
<PstlAdr>
<StrtNm>Street Name</StrtNm>
<BldgNb>99860</BldgNb>
<TwnNm>Town Name</TwnNm>
<Ctry>FI</Ctry>
</PstlAdr>
<Id>
<OrgId>
<Othr>
<Id>12345678910</Id>
<SchmeNm>
<Cd>BANK</Cd>
</SchmeNm>
</Othr>
</OrgId>
</Id>
</Dbtr>
<DbtrAcct>
<Id>
<IBAN>FI9820401800063766</IBAN>
</Id>
<Ccy>EUR</Ccy>
</DbtrAcct>
<DbtrAgt>
<FinInstnId>
<BICFI>NDEAFIHH</BICFI>
<PstlAdr>
<StrtNm>Street Name</StrtNm>
<BldgNb>999</BldgNb>
<TwnNm>Town Name</TwnNm>
<Ctry>FI</Ctry>
</PstlAdr>
</FinInstnId>
</DbtrAgt>
<CdtTrfTxInf>
<PmtId>
<InstrId>764b8fe430253b2c1a28</InstrId>
<EndToEndId>o9i767ed88eae2482323</EndToEndId>
</PmtId>
<Amt>
<InstdAmt Ccy="EUR">7.00</InstdAmt>
</Amt>
<Cdtr>
<Nm>Creditor Name</Nm>
<PstlAdr>
<StrtNm>Loutunkatu</StrtNm>
<BldgNb>999</BldgNb>
<TwnNm>Skalluvaara</TwnNm>
<Ctry>FI</Ctry>
</PstlAdr>
</Cdtr>
<CdtrAcct>
<Id>
<IBAN>FI9820006008007885</IBAN>
</Id>
</CdtrAcct>
</CdtTrfTxInf>
<CdtTrfTxInf>
<PmtId>
<InstrId>764b8fe430253b2c1a28</InstrId>
<EndToEndId>1be667ed88eae248gagi</EndToEndId>
</PmtId>
<Amt>
<InstdAmt Ccy="EUR">6.00</InstdAmt>
</Amt>
<Cdtr>
<Nm>Creditor Name 2</Nm>
<PstlAdr>
<StrtNm>Loutunkatu</StrtNm>
<BldgNb>999</BldgNb>
<TwnNm>Skalluvaara</TwnNm>
<Ctry>FI</Ctry>
</PstlAdr>
</Cdtr>
<CdtrAcct>
<Id>
<IBAN>FI1410093000123458</IBAN>
</Id>
</CdtrAcct>
</CdtTrfTxInf>
</PmtInf>
<PmtInf>
<PmtInfId>9cd98fd7b9712a68465a</PmtInfId>
<PmtMtd>TRF</PmtMtd>
<CtrlSum>7.0</CtrlSum>
<PmtTpInf>
<SvcLvl>
<Cd>SEPA</Cd>
</SvcLvl>
<LclInstrm>
<Cd>INST</Cd>
</LclInstrm>
</PmtTpInf>
<ReqdExctnDt>
<Dt>2025-09-09</Dt>
</ReqdExctnDt>
<Dbtr>
<Nm>Debtor Name</Nm>
<PstlAdr>
<StrtNm>Street Name</StrtNm>
<BldgNb>99860</BldgNb>
<TwnNm>Town Name</TwnNm>
<Ctry>FI</Ctry>
</PstlAdr>
<Id>
<OrgId>
<Othr>
<Id>12345678910</Id>
<SchmeNm>
<Cd>BANK</Cd>
</SchmeNm>
</Othr>
</OrgId>
</Id>
</Dbtr>
<DbtrAcct>
<Id>
<IBAN>FI2112345600000785</IBAN>
</Id>
<Ccy>EUR</Ccy>
</DbtrAcct>
<DbtrAgt>
<FinInstnId>
<BICFI>NDEAFIHH</BICFI>
<PstlAdr>
<StrtNm>Street Name</StrtNm>
<BldgNb>999</BldgNb>
<TwnNm>Town Name</TwnNm>
<Ctry>FI</Ctry>
</PstlAdr>
</FinInstnId>
</DbtrAgt>
<CdtTrfTxInf>
<PmtId>
<InstrId>764b8fe430253b2c1a28</InstrId>
<EndToEndId>4ra667ed88eae248lala</EndToEndId>
</PmtId>
<Amt>
<InstdAmt Ccy="EUR">2.00</InstdAmt>
</Amt>
<Cdtr>
<Nm>Creditor Name 3</Nm>
<PstlAdr>
<StrtNm>Loutunkatu</StrtNm>
<BldgNb>999</BldgNb>
<TwnNm>Skalluvaara</TwnNm>
<Ctry>FI</Ctry>
</PstlAdr>
</Cdtr>
<CdtrAcct>
<Id>
<IBAN>FI9819513119469790</IBAN>
</Id>
</CdtrAcct>
</CdtTrfTxInf>
<CdtTrfTxInf>
<PmtId>
<InstrId>764b8fe430253b2c1a28</InstrId>
<EndToEndId>5ty551ed22eae248fafa</EndToEndId>
</PmtId>
<Amt>
<InstdAmt Ccy="EUR">5.00</InstdAmt>
</Amt>
<Cdtr>
<Nm>Creditor Name 4</Nm>
<PstlAdr>
<StrtNm>Loutunkatu</StrtNm>
<BldgNb>999</BldgNb>
<TwnNm>Skalluvaara</TwnNm>
<Ctry>FI</Ctry>
</PstlAdr>
</Cdtr>
<CdtrAcct>
<Id>
<IBAN>FI9819112952913632</IBAN>
</Id>
</CdtrAcct>
</CdtTrfTxInf>
</PmtInf>
</CstmrCdtTrfInitn>
</Document>And the sample response HTTP 202 looks like this:
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<root xmlns:ns2="urn:iso:std:iso:20022:tech:xsd:pain.002.001.10">
<groupHeader>
<messageIdentification>f507b82dc71ae5c6</messageIdentification>
<creationDateTime>2025-09-09T08:54:58.722Z</creationDateTime>
<httpCode>202</httpCode>
</groupHeader>
<response xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:type="ns2:Document">
<ns2:CstmrPmtStsRpt>
<ns2:GrpHdr>
<ns2:MsgId>bfdb80cbf9de4577b49717e581a5d749</ns2:MsgId>
<ns2:CreDtTm>2025-09-09T08:54:58.719Z</ns2:CreDtTm>
<ns2:InitgPty>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>123456894</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>CUST</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:InitgPty>
</ns2:GrpHdr>
<ns2:OrgnlGrpInfAndSts>
<ns2:OrgnlMsgId>c9b3c42a1dfac6134f03</ns2:OrgnlMsgId>
<ns2:OrgnlMsgNmId>pain.001.001.09</ns2:OrgnlMsgNmId>
<ns2:OrgnlCreDtTm>2025-09-09T08:35:51.833Z</ns2:OrgnlCreDtTm>
<ns2:OrgnlNbOfTxs>4</ns2:OrgnlNbOfTxs>
<ns2:OrgnlCtrlSum>20.0</ns2:OrgnlCtrlSum>
<ns2:GrpSts>ACTC</ns2:GrpSts>
</ns2:OrgnlGrpInfAndSts>
<ns2:OrgnlPmtInfAndSts>
<ns2:OrgnlPmtInfId>0cd98fd7b9703a68467d</ns2:OrgnlPmtInfId>
<ns2:OrgnlCtrlSum>13.0</ns2:OrgnlCtrlSum>
<ns2:PmtInfSts>ACCP</ns2:PmtInfSts>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>764b8fe430253b2c1a28</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>o9i767ed88eae2482323</ns2:OrgnlEndToEndId>
<ns2:TxSts>ACCP</ns2:TxSts>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">7.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2025-09-09Z</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Debtor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>99860</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>12345678910</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI9820401800063766</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Creditor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Loutunkatu</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Skalluvaara</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI9820006008007885</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>764b8fe430253b2c1a28</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>1be667ed88eae248gagi</ns2:OrgnlEndToEndId>
<ns2:TxSts>ACCP</ns2:TxSts>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">6.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2025-09-09Z</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Debtor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>99860</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>12345678910</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI9820401800063766</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Creditor Name 2</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Loutunkatu</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Skalluvaara</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI1410093000123458</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
</ns2:OrgnlPmtInfAndSts>
<ns2:OrgnlPmtInfAndSts>
<ns2:OrgnlPmtInfId>9cd98fd7b9712a68465a</ns2:OrgnlPmtInfId>
<ns2:OrgnlCtrlSum>7.0</ns2:OrgnlCtrlSum>
<ns2:PmtInfSts>ACCP</ns2:PmtInfSts>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>764b8fe430253b2c1a28</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>4ra667ed88eae248lala</ns2:OrgnlEndToEndId>
<ns2:TxSts>ACCP</ns2:TxSts>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">2.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2025-09-09Z</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Debtor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>99860</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>12345678910</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI2112345600000785</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Creditor Name 3</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Loutunkatu</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Skalluvaara</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI9819513119469790</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>764b8fe430253b2c1a28</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>5ty551ed22eae248fafa</ns2:OrgnlEndToEndId>
<ns2:TxSts>ACCP</ns2:TxSts>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">5.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2025-09-09Z</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Debtor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>99860</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>12345678910</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI2112345600000785</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Creditor Name 4</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Loutunkatu</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Skalluvaara</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI9819112952913632</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
</ns2:OrgnlPmtInfAndSts>
</ns2:CstmrPmtStsRpt>
</response>
</root>Get the whole batch status
This endpoint URL has the following form:
https://api.nordeaopenbanking.com/corporate/premium/v1/multi-payout-instant/report/:batch_identificationThe following headers must be used:
Content-Type: application/xml
X-IBM-Client: {client_id}
X-IBM-Client-Secret: {client_secret}
Signature: {signature}
X-Nordea-Originating-Date: {date}
X-Nordea-Originating-Host: {host}This endpoint supports GET HTTP Method. To get the status of the whole instant batch, please do not use query parameters here. To query for report, use MsgId from Group Header provided in Pain002 response as :batch_identification path variable.
Here is an example successful response HTTP 200:
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<root xmlns:ns2="urn:iso:std:iso:20022:tech:xsd:pain.002.001.10">
<groupHeader>
<messageIdentification>97af7c9a946ce416</messageIdentification>
<creationDateTime>2025-09-09T08:58:01.323Z</creationDateTime>
<httpCode>200</httpCode>
</groupHeader>
<response xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:type="ns2:Document">
<ns2:CstmrPmtStsRpt>
<ns2:GrpHdr>
<ns2:MsgId>bfdb80cbf9de4577b49717e581a5d749</ns2:MsgId>
<ns2:CreDtTm>2025-09-09T08:54:58.719Z</ns2:CreDtTm>
<ns2:InitgPty>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>123456894</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>CUST</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:InitgPty>
</ns2:GrpHdr>
<ns2:OrgnlGrpInfAndSts>
<ns2:OrgnlMsgId>c9b3c42a1dfac6134f03</ns2:OrgnlMsgId>
<ns2:OrgnlMsgNmId>pain.001.001.09</ns2:OrgnlMsgNmId>
<ns2:OrgnlCreDtTm>2025-09-09T08:35:51.833Z</ns2:OrgnlCreDtTm>
<ns2:OrgnlNbOfTxs>4</ns2:OrgnlNbOfTxs>
<ns2:OrgnlCtrlSum>20.0</ns2:OrgnlCtrlSum>
<ns2:GrpSts>ACTC</ns2:GrpSts>
</ns2:OrgnlGrpInfAndSts>
<ns2:OrgnlPmtInfAndSts>
<ns2:OrgnlPmtInfId>0cd98fd7b9703a68467d</ns2:OrgnlPmtInfId>
<ns2:OrgnlCtrlSum>13.0</ns2:OrgnlCtrlSum>
<ns2:PmtInfSts>ACCP</ns2:PmtInfSts>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>764b8fe430253b2c1a28</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>o9i767ed88eae2482323</ns2:OrgnlEndToEndId>
<ns2:TxSts>ACCP</ns2:TxSts>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">7.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2025-09-09Z</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Debtor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>99860</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>12345678910</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI9820401800063766</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Creditor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Loutunkatu</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Skalluvaara</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI9820006008007885</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>764b8fe430253b2c1a28</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>1be667ed88eae248gagi</ns2:OrgnlEndToEndId>
<ns2:TxSts>ACCP</ns2:TxSts>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">6.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2025-09-09Z</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Debtor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>99860</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>12345678910</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI9820401800063766</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Creditor Name 2</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Loutunkatu</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Skalluvaara</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI1410093000123458</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
</ns2:OrgnlPmtInfAndSts>
<ns2:OrgnlPmtInfAndSts>
<ns2:OrgnlPmtInfId>9cd98fd7b9712a68465a</ns2:OrgnlPmtInfId>
<ns2:OrgnlCtrlSum>7.0</ns2:OrgnlCtrlSum>
<ns2:PmtInfSts>ACCP</ns2:PmtInfSts>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>764b8fe430253b2c1a28</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>4ra667ed88eae248lala</ns2:OrgnlEndToEndId>
<ns2:TxSts>ACCP</ns2:TxSts>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">2.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2025-09-09Z</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Debtor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>99860</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>12345678910</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI2112345600000785</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Creditor Name 3</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Loutunkatu</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Skalluvaara</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI9819513119469790</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>764b8fe430253b2c1a28</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>5ty551ed22eae248fafa</ns2:OrgnlEndToEndId>
<ns2:TxSts>ACCP</ns2:TxSts>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">5.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2025-09-09Z</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Debtor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>99860</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>12345678910</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI2112345600000785</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Creditor Name 4</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Loutunkatu</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Skalluvaara</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI9819112952913632</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
</ns2:OrgnlPmtInfAndSts>
</ns2:CstmrPmtStsRpt>
</response>
</root>Get the given payment status within the batch
This endpoint URL has the following form:
https://api.nordeaopenbanking.com/corporate/premium/v1/multi-payout-instant/report/:batch_identification?payment_information_identification={payment_information_identification}The following headers must be used:
Content-Type: application/xml
X-IBM-Client: {client_id}
X-IBM-Client-Secret: {client_secret}
Signature: {signature}
X-Nordea-Originating-Date: {date}
X-Nordea-Originating-Host: {host}This endpoint supports GET HTTP Method. To get the status of the given payment within given instant batch, use MsgId from Group Header provided in Pain002 response as :batch_identification path variable and payment_information_identification query parameter.
Here is an example successful response HTTP 200:
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<root xmlns:ns2="urn:iso:std:iso:20022:tech:xsd:pain.002.001.10">
<groupHeader>
<messageIdentification>fd5bc6f8c778c163</messageIdentification>
<creationDateTime>2025-09-09T08:59:01.003Z</creationDateTime>
<httpCode>200</httpCode>
</groupHeader>
<response xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:type="ns2:Document">
<ns2:CstmrPmtStsRpt>
<ns2:GrpHdr>
<ns2:MsgId>bfdb80cbf9de4577b49717e581a5d749</ns2:MsgId>
<ns2:CreDtTm>2025-09-09T08:54:58.719Z</ns2:CreDtTm>
<ns2:InitgPty>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>123456894</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>CUST</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:InitgPty>
</ns2:GrpHdr>
<ns2:OrgnlGrpInfAndSts>
<ns2:OrgnlMsgId>c9b3c42a1dfac6134f03</ns2:OrgnlMsgId>
<ns2:OrgnlMsgNmId>pain.001.001.09</ns2:OrgnlMsgNmId>
<ns2:OrgnlCreDtTm>2025-09-09T08:35:51.833Z</ns2:OrgnlCreDtTm>
<ns2:OrgnlNbOfTxs>4</ns2:OrgnlNbOfTxs>
<ns2:OrgnlCtrlSum>20.0</ns2:OrgnlCtrlSum>
<ns2:GrpSts>ACTC</ns2:GrpSts>
</ns2:OrgnlGrpInfAndSts>
<ns2:OrgnlPmtInfAndSts>
<ns2:OrgnlPmtInfId>0cd98fd7b9703a68467d</ns2:OrgnlPmtInfId>
<ns2:OrgnlCtrlSum>13.0</ns2:OrgnlCtrlSum>
<ns2:PmtInfSts>ACCP</ns2:PmtInfSts>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>764b8fe430253b2c1a28</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>o9i767ed88eae2482323</ns2:OrgnlEndToEndId>
<ns2:TxSts>ACCP</ns2:TxSts>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">7.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2025-09-09Z</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Debtor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>99860</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>12345678910</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI9820401800063766</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Creditor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Loutunkatu</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Skalluvaara</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI9820006008007885</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>764b8fe430253b2c1a28</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>1be667ed88eae248gagi</ns2:OrgnlEndToEndId>
<ns2:TxSts>ACCP</ns2:TxSts>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">6.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2025-09-09Z</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Debtor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>99860</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>12345678910</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI9820401800063766</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Creditor Name 2</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Loutunkatu</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Skalluvaara</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI1410093000123458</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
</ns2:OrgnlPmtInfAndSts>
</ns2:CstmrPmtStsRpt>
</response>
</root>Get the given transaction status of particular payment within the batch
This endpoint URL has the following form:
https://api.nordeaopenbanking.com/corporate/premium/v1/multi-payout-instant/report/:batch_identification?payment_information_identification={payment_information_identification}&end_to_end_identification={end_to_end_identification}The following headers must be used:
Content-Type: application/xml
X-IBM-Client: {client_id}
X-IBM-Client-Secret: {client_secret}
Signature: {signature}
X-Nordea-Originating-Date: {date}
X-Nordea-Originating-Host: {host}This endpoint supports GET HTTP Method. To get the status of the given transaction as per given payment within given instant batch, use MsgId from Group Header provided in Pain002 response as :batch_identification path variable and use payment_information_identification + end_to_end_identification query parameters.
Here is an example successful response HTTP 200:
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<root xmlns:ns2="urn:iso:std:iso:20022:tech:xsd:pain.002.001.10">
<groupHeader>
<messageIdentification>aa1307a4733a6f12</messageIdentification>
<creationDateTime>2025-09-09T09:01:20.581Z</creationDateTime>
<httpCode>200</httpCode>
</groupHeader>
<response xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:type="ns2:Document">
<ns2:CstmrPmtStsRpt>
<ns2:GrpHdr>
<ns2:MsgId>bfdb80cbf9de4577b49717e581a5d749</ns2:MsgId>
<ns2:CreDtTm>2025-09-09T08:54:58.719Z</ns2:CreDtTm>
<ns2:InitgPty>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>123456894</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>CUST</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:InitgPty>
</ns2:GrpHdr>
<ns2:OrgnlGrpInfAndSts>
<ns2:OrgnlMsgId>c9b3c42a1dfac6134f03</ns2:OrgnlMsgId>
<ns2:OrgnlMsgNmId>pain.001.001.09</ns2:OrgnlMsgNmId>
<ns2:OrgnlCreDtTm>2025-09-09T08:35:51.833Z</ns2:OrgnlCreDtTm>
<ns2:OrgnlNbOfTxs>4</ns2:OrgnlNbOfTxs>
<ns2:OrgnlCtrlSum>20.0</ns2:OrgnlCtrlSum>
<ns2:GrpSts>ACTC</ns2:GrpSts>
</ns2:OrgnlGrpInfAndSts>
<ns2:OrgnlPmtInfAndSts>
<ns2:OrgnlPmtInfId>0cd98fd7b9703a68467d</ns2:OrgnlPmtInfId>
<ns2:OrgnlCtrlSum>13.0</ns2:OrgnlCtrlSum>
<ns2:PmtInfSts>ACCP</ns2:PmtInfSts>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>764b8fe430253b2c1a28</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>o9i767ed88eae2482323</ns2:OrgnlEndToEndId>
<ns2:TxSts>ACCP</ns2:TxSts>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">7.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2025-09-09Z</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Debtor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>99860</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>12345678910</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI9820401800063766</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:StrtNm>Street Name</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Town Name</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Creditor Name</ns2:Nm>
<ns2:PstlAdr>
<ns2:StrtNm>Loutunkatu</ns2:StrtNm>
<ns2:BldgNb>999</ns2:BldgNb>
<ns2:TwnNm>Skalluvaara</ns2:TwnNm>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI9820006008007885</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
</ns2:OrgnlPmtInfAndSts>
</ns2:CstmrPmtStsRpt>
</response>
</root>Confirm payments (Sandbox only)
In this example, we confirm 2 payments within the batch.
This endpoint URL has the following form:
https://api.nordeaopenbanking.com/corporate/premium/v1/multi-payout-instant/:batch_identification/confirmThe following headers must be used:
Content-Type: application/xml
X-IBM-Client-Id: {client_id}
X-IBM-Client-Secret: {client_secret}
Digest: {digest}
Signature: {signature}
X-Nordea-Originating-Date: {date}
X-Nordea-Originating-Host: {host}Note: In Sandbox only, there is a special header to mimic user confirmation rights. When ‘two_together’ or ‘two_groups_together’ confirmation rights are defined, confirm endpoint needs to be called again, representing second user confirming. Header is optional, when not provided service will process request as if ‘confirm_alone’ was defined:
Confirmation-Rights: 'confirm_alone' or 'two_together' or 'two_groups_together'This endpoint supports POST HTTP Method. Here used to create a new batch of multiple payments.
<?xml version="1.0" encoding="UTF-8"?>
<ConfirmationDocument xmlns="urn:com:nordea:openbanking:mpi:xsd:confirmation.001">
<AgreementNumber>12345678910</AgreementNumber>
<AuthorizerId>123456894</AuthorizerId>
<PaymentInformationId>
<PaymentInformationId>0cd98fd7b9703a68467d</PaymentInformationId>
<PaymentInformationId>9cd98fd7b9712a68465a</PaymentInformationId>
</PaymentInformationId>
</ConfirmationDocument>And the sample response HTTP 202 looks like this:
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<root xmlns:ns2="urn:iso:std:iso:20022:tech:xsd:pain.002.001.10">
<groupHeader>
<messageIdentification>3967fa8a7bd168b8</messageIdentification>
<creationDateTime>2026-01-28T13:00:01.493Z</creationDateTime>
<httpCode>200</httpCode>
</groupHeader>
<response xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:type="ns2:Document">
<ns2:CstmrPmtStsRpt>
<ns2:GrpHdr>
<ns2:MsgId>cae55d4fd0ea410694ae8ad9de683636</ns2:MsgId>
<ns2:CreDtTm>2026-01-28T13:59:44.293+01:00</ns2:CreDtTm>
<ns2:InitgPty>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>14646724079</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>CUST</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:InitgPty>
</ns2:GrpHdr>
<ns2:OrgnlGrpInfAndSts>
<ns2:OrgnlMsgId>88182a7111c94c72bcb48c6efe031301</ns2:OrgnlMsgId>
<ns2:OrgnlMsgNmId>pain.001.001.09</ns2:OrgnlMsgNmId>
<ns2:OrgnlCreDtTm>2026-01-10T14:15:41.669Z</ns2:OrgnlCreDtTm>
<ns2:OrgnlNbOfTxs>4</ns2:OrgnlNbOfTxs>
<ns2:OrgnlCtrlSum>8</ns2:OrgnlCtrlSum>
<ns2:GrpSts>ACTC</ns2:GrpSts>
</ns2:OrgnlGrpInfAndSts>
<ns2:OrgnlPmtInfAndSts>
<ns2:OrgnlPmtInfId>0cd98fd7b9703a68467d</ns2:OrgnlPmtInfId>
<ns2:PmtInfSts>PDNG</ns2:PmtInfSts>
<ns2:StsRsnInf>
<ns2:Rsn>
<ns2:Cd>NARR</ns2:Cd>
</ns2:Rsn>
<ns2:AddtlInf>All credit transactions are pending. Check individual transactions for details</ns2:AddtlInf>
</ns2:StsRsnInf>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>DK2708135440070074</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>GB29PEYC11050367690025</ns2:OrgnlEndToEndId>
<ns2:TxSts>PDNG</ns2:TxSts>
<ns2:StsRsnInf>
<ns2:Rsn>
<ns2:Cd>DS0A</ns2:Cd>
</ns2:Rsn>
<ns2:AddtlInf>Pending user authentication</ns2:AddtlInf>
</ns2:StsRsnInf>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">2.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2026-01-28+01:00</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:RmtInf>
<ns2:Ustrd>Unstructured information</ns2:Ustrd>
</ns2:RmtInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Salvador Goyette</ns2:Nm>
<ns2:PstlAdr>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>196608221074</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI5815723000312165</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Atiqullah Momand</ns2:Nm>
<ns2:PstlAdr>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI2410573000205025</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>BH74HYRT23047T8848762D</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>AE772530140721232002253</ns2:OrgnlEndToEndId>
<ns2:TxSts>PDNG</ns2:TxSts>
<ns2:StsRsnInf>
<ns2:Rsn>
<ns2:Cd>DS0A</ns2:Cd>
</ns2:Rsn>
<ns2:AddtlInf>Pending user authentication</ns2:AddtlInf>
</ns2:StsRsnInf>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">2.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2026-01-28+01:00</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:RmtInf>
<ns2:Ustrd>Unstructured information</ns2:Ustrd>
</ns2:RmtInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Salvador Goyette</ns2:Nm>
<ns2:PstlAdr>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>196608221074</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI5815723000312165</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Atiqullah Momand</ns2:Nm>
<ns2:PstlAdr>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI2410573000205025</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
</ns2:OrgnlPmtInfAndSts>
<ns2:OrgnlPmtInfAndSts>
<ns2:OrgnlPmtInfId>9cd98fd7b9712a68465a</ns2:OrgnlPmtInfId>
<ns2:PmtInfSts>PDNG</ns2:PmtInfSts>
<ns2:StsRsnInf>
<ns2:Rsn>
<ns2:Cd>NARR</ns2:Cd>
</ns2:Rsn>
<ns2:AddtlInf>All credit transactions are pending. Check individual transactions for details</ns2:AddtlInf>
</ns2:StsRsnInf>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>AE656987038400506550048</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>BH20SPSE0G8H54L855M209</ns2:OrgnlEndToEndId>
<ns2:TxSts>PDNG</ns2:TxSts>
<ns2:StsRsnInf>
<ns2:Rsn>
<ns2:Cd>DS0A</ns2:Cd>
</ns2:Rsn>
<ns2:AddtlInf>Pending user authentication</ns2:AddtlInf>
</ns2:StsRsnInf>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">2.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2026-01-28+01:00</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:RmtInf>
<ns2:Ustrd>Unstructured information</ns2:Ustrd>
</ns2:RmtInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Samantha Price</ns2:Nm>
<ns2:PstlAdr>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>196608221074</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI5815723000312165</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Atiqullah Momand</ns2:Nm>
<ns2:PstlAdr>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI2410573000205025</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
<ns2:TxInfAndSts>
<ns2:OrgnlInstrId>DE52820524900037020055</ns2:OrgnlInstrId>
<ns2:OrgnlEndToEndId>MT21TICI90265L36923634T3BBC5250</ns2:OrgnlEndToEndId>
<ns2:TxSts>PDNG</ns2:TxSts>
<ns2:StsRsnInf>
<ns2:Rsn>
<ns2:Cd>DS0A</ns2:Cd>
</ns2:Rsn>
<ns2:AddtlInf>Pending user authentication</ns2:AddtlInf>
</ns2:StsRsnInf>
<ns2:OrgnlTxRef>
<ns2:Amt>
<ns2:InstdAmt Ccy="EUR">2.00</ns2:InstdAmt>
</ns2:Amt>
<ns2:ReqdExctnDt>
<ns2:Dt>2026-01-28+01:00</ns2:Dt>
</ns2:ReqdExctnDt>
<ns2:PmtTpInf>
<ns2:SvcLvl>
<ns2:Cd>SEPA</ns2:Cd>
</ns2:SvcLvl>
<ns2:LclInstrm>
<ns2:Cd>INST</ns2:Cd>
</ns2:LclInstrm>
</ns2:PmtTpInf>
<ns2:RmtInf>
<ns2:Ustrd>Unstructured information</ns2:Ustrd>
</ns2:RmtInf>
<ns2:Dbtr>
<ns2:Pty>
<ns2:Nm>Samantha Price</ns2:Nm>
<ns2:PstlAdr>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
<ns2:Id>
<ns2:OrgId>
<ns2:Othr>
<ns2:Id>196608221074</ns2:Id>
<ns2:SchmeNm>
<ns2:Cd>BANK</ns2:Cd>
</ns2:SchmeNm>
</ns2:Othr>
</ns2:OrgId>
</ns2:Id>
</ns2:Pty>
</ns2:Dbtr>
<ns2:DbtrAcct>
<ns2:Id>
<ns2:IBAN>FI5815723000312165</ns2:IBAN>
</ns2:Id>
<ns2:Ccy>EUR</ns2:Ccy>
</ns2:DbtrAcct>
<ns2:DbtrAgt>
<ns2:FinInstnId>
<ns2:BICFI>NDEAFIHH</ns2:BICFI>
<ns2:PstlAdr>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:FinInstnId>
</ns2:DbtrAgt>
<ns2:Cdtr>
<ns2:Pty>
<ns2:Nm>Atiqullah Momand</ns2:Nm>
<ns2:PstlAdr>
<ns2:Ctry>FI</ns2:Ctry>
</ns2:PstlAdr>
</ns2:Pty>
</ns2:Cdtr>
<ns2:CdtrAcct>
<ns2:Id>
<ns2:IBAN>FI2410573000205025</ns2:IBAN>
</ns2:Id>
</ns2:CdtrAcct>
</ns2:OrgnlTxRef>
</ns2:TxInfAndSts>
</ns2:OrgnlPmtInfAndSts>
</ns2:CstmrPmtStsRpt>
</response>
</root>